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Finance

Work out how much you can afford every month

BadUnstable address history, unconfirmed by electoral roll. Recent employment or self-employment and periods of unemployment. Over credit card limit and late on mortgage, loan repayments. Recent or current late payments, defaults or repossession registered. Recent County Court Judgements, Bankruptcy or similar. No bank account. PoorFrequent changes of address with patchy electoral roll record. Recent changes in employment or self-employment. Recent (and frequent) credit applications. High level of debt to estimated income. Recent late payments/credit cards over limits. Old defaults or County Court Judgements. AverageFrequent changes of address with patchy electoral roll record. Recent changes in employment or self-employment. More frequent credit applications. High level of debt to estimated income. Occasional late payments or credit cards over limits. Old defaults or County Court Judgements, especially of small value. GoodResident at address for a long period with electoral roll record. Home owner or long term tenant. With same employer or self-employed for a long period. Long credit history with mortgage, loans and credit cards. Infrequent credit applications. Credit with few missed payments, defaults or County Court Judgements. ExcellentResident at address for a long period with electoral roll record. Home owner or long term tenant. With same employer or self-employed for a long period. Long credit history with mortgage, loans and credit cards. Infrequent credit application. Credit with no missed payments, defaults or County Court Judgements.
1000
12
8.0 6.8 5.9 5.2 4.9

Finance calculator summary

  • Credit Rating:

    excellent

  • Borrowing:

    £1,000

  • Payment Period in months:

    12

  • Cost Per Month:

    £85.38

Apply now for your personalised, no-obligation quote

Representative example: Excellent credit

Borrowing £7,500 over 48 months with a representative APR of %, an annual interest rate of % and a deposit of £0.00, the amount payable would be: £ a month, with a total cost of credit of £ and total amount payable of £.

* Based on DVLA registrations 01/2023 - UK's No.1 Selling Scooter

It is prohibited to reproduced, modified, elaborated, transmit or distribute website contents in any way whatsoever, whether in part or in whole, without prior to Direct Bikes (UK) Ltd specific written authorisation.

Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk in a banner at the top of the page.

directbikes.co.uk is a broker, not a lender, and does not make credit decisions. We may receive a commission from the lender." in a banner at the top of the page.

Minimum Loan Term is 1 month. Maximum Loan Term is 36 months. Representative Example: £1,000 borrowed for 18 months. Total amount repayable is: £1564.59. Interest amounts to £564.59, annual interest rate of 59.97% Representative APR: 79.5% (variable).

Direct Bikes (UK) Limited is an IAR of Seopa Limited

Our website is completely free for you to use but we may receive a fee or commission for introductions.

*Although lending partners initial eligibility checks involve a soft pull of your credit information, and there is no impact on your credit file at this stage, lending partners may subsequently conduct a hard search, prior to finalising your loan offer. This hard search would stay on your report for 12 months.

*The time it takes for the funds to appear in your account may take longer, and will depend on the lender and whether they require any further information or documentation from you to further your application. It may also depend on whether your bank supports faster payments.

*Finance calculator information is computer-generated. It has only been designed to give a general indication of costs. Costs may vary from lender to lender. It's important you always get a specific quote from the lender and double-check the price yourself before acting on the information. We cannot accept responsibility for any errors (please report faults above).

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